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arnavandcom
Joined: 29 Mar 2011
Posts: 4
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 Posted: Tue Mar 29, 2011 5:57 pm Post subject: Education Loan Process |
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Individuals can visit a bank branch to apply for loans or they can even apply online and get a loan sanctioned. Usually, banks study the financial viability of the borrower based on personal discussions with the student, family's assets and annual income, the nature of the course and reputation of the institute etc. In most banks for loans up to Rs. 4 lakhs no collateral or margin is required and the interest rate will not exceed the Prime Lending Rates (PLR). Repayment of the loan usually doesn't begin till one has finished their studies with a grace period of one year after the completion of studies. The mode of repayment differs for each bank and the form of education loan taken.
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paulssmith
Joined: 29 Feb 2012
Posts: 7
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| Posted: Wed Feb 29, 2012 8:40 am Post subject: |
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Student need the loan to study. You have post the great info for the students.
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robinjkson
Joined: 12 May 2012
Posts: 7
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| Posted: Sun Aug 05, 2012 11:12 am Post subject: |
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Education loan is essential to educate the people. Those student who like to study they must get education loan.
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spanancy123
Joined: 21 Sep 2012
Posts: 15
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| Posted: Sat Sep 22, 2012 11:59 am Post subject: Education Loan Process |
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Student need the loan to study. How to get eaducation loan?
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jonhmartin734
Joined: 27 Sep 2012
Posts: 11
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| Posted: Thu Sep 27, 2012 11:04 am Post subject: Education Loan Process |
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What are the advantages of Education Loan Process?
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deenaable
Joined: 27 Sep 2012
Posts: 10
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| Posted: Thu Sep 27, 2012 12:49 pm Post subject: |
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Private education loans, also referred to as alternative loans, are credit based loans offered by lenders, including banks, credit unions, state agencies, and private companies.
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penny1
Joined: 26 Sep 2012
Posts: 9
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| Posted: Thu Sep 27, 2012 4:57 pm Post subject: |
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Now a days the process is easy to get a loan. We can get response often from our bank
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preci1
Joined: 02 Oct 2012
Posts: 10
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| Posted: Wed Oct 03, 2012 5:54 pm Post subject: |
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My brother got loan last week now a days the process of getting loan is easy
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Misrarobin
Joined: 04 Oct 2012
Posts: 8
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| Posted: Fri Oct 05, 2012 8:53 am Post subject: |
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We have to get education loan if we don't have money because education is most important thing in our life.
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sobeemy45
Joined: 03 Oct 2012
Posts: 10
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| Posted: Fri Oct 05, 2012 12:13 pm Post subject: Education Loan Process |
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Education loan query?
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arleighlocksmith
Joined: 08 Oct 2012
Posts: 10
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| Posted: Mon Oct 08, 2012 6:21 am Post subject: Education Loan Process |
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Assuming you are talking about education loan, you will require collateral security (such as a house) of at least reasonable value and / or a guarantor with sufficient income to justify the loan. Would advise you to take a Rs. 4 lacs education loan, which does not require collateral security. The balance amount can be financed by taking loan against tangible movable security such as FD / jewelry / shares / units of mutual funds / life insurance policy with high surrender value. You should apply to a PSU bank which are active in this area. Apart from the PSU banks you should definitely talk to Credila, which is a specialist education loan provider.
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LindsayWilliams30
Joined: 09 Oct 2012
Posts: 10
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| Posted: Wed Oct 10, 2012 6:56 am Post subject: |
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Bank are giving use Education loan who want to study.
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sam5
Joined: 10 Oct 2012
Posts: 10
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| Posted: Wed Oct 10, 2012 11:47 pm Post subject: |
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Thanks for sharing the information.Really a nice post.
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abeliacoins123
Joined: 11 Oct 2012
Posts: 10
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| Posted: Thu Oct 11, 2012 6:06 am Post subject: |
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what is the process to take educational loan?
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christinablk
Joined: 11 Oct 2012
Posts: 8
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| Posted: Thu Oct 11, 2012 9:06 am Post subject: |
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Education is important so we have to take loan if we don't have.
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